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Chapter 13 Lawyer in Hartford, CT

Freedom from debt is not only a dream. It is a reality when you visit our law firm. Our experienced Chapter 13 lawyer offers effective solutions for those dealing with unmanageable debt. When you file for Chapter 13 bankruptcy, you are permitted to repay all or a portion of your debt over the period of three to five years. Also referred to as reorganization bankruptcy, Chapter 13 filing often allows you to keep your home and other assets.

Chapter 13 Attorney That Provides Reliable Results

Rise above your financial challenges by depending on our skilled Chapter 13 attorney. Struggling with unpaid bills and other debt can be overwhelming. Still, you don’t have to struggle alone. If you can’t make your mortgage payments or you are behind on your bills, Chapter 13 may be the right choice for you. It involves setting up a reasonable repayment plan with the court to reduce and eliminate your debts.

Available to those who have a steady income to repay all or some of the outstanding debt, Chapter 13 offers a way to become debt-free in just a few years. A significant advantage of Chapter 13 filing is that you can save your home from foreclosure. If you are employed and are in debt, our Chapter 13 lawyer helps you prevent the downward spiral and turns your finances around.

Reasons to Consider Chapter 13 Filing

Filing for bankruptcy is rarely an easy decision. In addition, it is not a simple process. You need an experienced attorney who understands the legal system and bankruptcy law. Fortunately, our attorney is skilled at helping clients eliminate overwhelming debt. For a free consultation, schedule an appointment and he’ll determine the best solution for your financial problems. Some common reasons to file include:

  • You have financial obligation that cannot be discharged in Chapter 7.
  • You are behind on your car loan or mortgage.
  • You want to repay your debts.
  • You want to reduce the debt you owe
  • You own nonexempt property that you want to keep.
  • You have a co-debtor on personal debt.
Legal Text with Glasses and Gavel in Hartford, CT

Making Sense of the Chapter 13 Process

After filing for Chapter 13, your plan is then approved by the trustee. Over the next several years, you follow a strict repayment plan that is feasible and fair for you. During the repayment period, no debt penalty or interest accumulates. While you are in the Chapter 13 process and throughout repayment, you cannot be harassed by creditors or collectors either. As long as you make payments, you will be free from the pressure of mounting and unmanageable debt.

Keep in mind that there is nothing to be ashamed about if you need to file for bankruptcy. More than a million people file each year. It is a freedom given to us by United States law. Take advantage of this opportunity if you are struggling with debt. Don’t deal with the threat of wage garnishment, vehicle repossession, or home foreclosure. Take decisive action over your finances by visiting our law office for bankruptcy services.

Contact us to schedule a free consultation with our experienced Chapter 13 attorney. We proudly serve clients in Hartford, Bloomfield, New Britain, Manchester, and Newington, Connecticut, as well as the surrounding areas.